The bulk of businesses in Texas today do not carry Workers’ Compensation Insurance. Although a complete legislative overhaul of the system in 1989 and again in the mid-1990s promised to make premiums more affordable, the price of this insurance is still prohibitive for most businesses. In 2005 the system was again changed, this time being moved to the Workers' Compensation Division of the Texas Department of Insurance.

If you are fortunate enough to be able to afford workers compensation insurance most on the job injuries can be handled by filling out the necessary forms in a timely manner and forwarding them to the insurance carrier.

There are also a variety of alternatives available for small businesses to provide benefits for their employees who are injured on the job.

Mike Hrabal has experience in a variety of workers compensation matters and has appeared before the Texas Workers' Compensation Commission on behalf of a number of businesses. His experience in representing temporary employment agencies before the Commission can help your business avoid higher premiums for claims made by sub-contractors and others who have waived their right to seek benefits under your workers compensation insurance. His experience in personal injury can also assist employers who are not covered by workers compensation insurance to defend themselves against baseless or overstated claims made by employees who allege an injury.