The bulk of businesses in Texas today do not carry Workers’ Compensation Insurance. Because of this they may be subject to claims of negligence arising from the injury of their employees.

Businesses may also face claims of individuals who allege they have been injured by the negligence of the business.

Many businesses, especially those in high-risk fields, carry liability insurance to protect themselves from these injury claims. Usually the insurance carrier will step in and provide a defense for the business to the personal injury claim and require little more than the businesses cooperation in the claims defense.

But there are some businesses which can't afford to carry insurance or haven't ever considered themselves enough of a target to really be concerned about such claims.

Mike Hrabal has experience, and is Board Certified by the Texas Board of Legal Specialization, in Personal Injury Trial Law. His experience in representing claimants and defendants can help you avoid the costly effects of baseless or overstated claims made by individuals who allege an injury, and minimize the effects of the valid claims.